A: Hello, I’m here to see Mr. Corleone.
B: Right this way, sir.
C: Charlie! What can I do for you?
B: Mr. Corlone, I’m really sorry to trouble you, but I need your help.
C: Anything for you, Charlie! Your father was like a brother to me.
B: Well, sir, you see, this recession has hit me pretty hard; I lost my job and I’m in a lot of debt.
C: I see. . . . . .
B: Yeah, you know, I’ve got credit card bills, car payments, I’ve got to pay my mortgage; and on top of all that, I have to pay my son’s college tuition.
C: So you’re asking for a loan.
B: Well, I just thought maybe you could help me out.
C: What? At a time like this? I’m broke too, you know! You’re not the only one who has been hit by the recession! I lost half my money in the stock market crash! Go on! Get outa here!
trouble - Verb, Present Simple - disturb or bother
recession - Noun (singular) - a period of time when the economy of a country is bad
hit me pretty hard - Phrase - had a strong, negative affect on me
debt - Noun (noncount) - the amount of money you owe to a person, bank, company, etc.
on top of all that - Phrase - besides that, in addition to
broke - Adjective - not have any money
borrow - Verb, Present Simple - take and use some money, and return the equal amount of money at a later time
pay back - Phrase - return the money you borrowed
a loan - Noun (singular) - amount of money borrowed
take out a loan - Phrase - borrow money
unemployed - Adjective - having no job
downturn - Noun (singular) - a time when the economy is worse than usual